Collection of monetary receivables

Enforcement means the enforced fulfilment of neglected obligations. In most cases, it involves the collection of monetary receivables.

The validity of the creditor’s receivables are investigated in court, which then rules on the debtor’s liabilities. If the debtor does not comply with the court’s judgment voluntarily, the creditor can apply for its implementation through enforcement.

Certain receivables subject to public law, such as taxes and certain insurance premiums, can be collected without a court order.

Unpaid monetary criminal sanctions, such as fines and summary penal fees, are also collected by the enforcement authorities.

Enforcement authorities safeguard the interests of both creditors and debtors

The enforcement authorities are neutral and protect the rights of both debtors and creditors. The collection methods used in enforcement include sending payment demands, garnishment of income and distraint of assets.

The enforcement authorities’ primary goal is to obtain voluntary payment from the debtor with a demand for payment. If voluntary payment is not forthcoming, the debtor’s pay, pension or business income can be garnished or their assets distrained. Distrained assets can be sold.